Interest Rates and Financial Market



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How often can one open credit cards without affecting your credit score?

I have been using rewards cards and paying off the balance for years. I have read that applying for new credit card wont affect your record if you only get one, and don’t open too many in a short period of time. Not sure what "short period of time" is . There are 3 rewards cards I have been meaning to get because of bonus/rewards, but not sure how I should space them out.

Are there any credit card companies issuing unsecured cards to people with bad credit?

I am wondering if there are any, decent, credit card companies out there that are issuing unsecured cards to people with bad credit. I am tryin to rebuild mine and already have a Premier Card. I need another to continue. Any suggestions?


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What credit cards are out there that don’t charge fees for using them in foreign countries?

I am going out of the United States this upcoming summer for 3 months and would like to have a credit card on me that I will be able to use in Europe without being hit with transaction fees. Does anyone know of a credit card company that issues cards without charging an exponential amount of interest or transaction fees?


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Can you transfer other credit cards onto your target visa?

I don’t see a link on the website and I want to put my 3 other cards on my target visa to save some money. I go to the other cards sites and they don’t have options to pay with credit card, only bank info. Why can’t you pay credit card bills with another credit card? I can’t seem to find out any info on how to do that. Thank you.


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How many credit cards is good for good credit?

I currently have 3 credit cards. A capital one, gap and just opened a citi bank a month and a half ago. I currently have a score at 684 and have had my capital one open for 2 years now. I am 21 but I want to make my score higher. I pay the cards off in full all the time but is one more card too many? will that affect my score if I have 4 or 5 cards?


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Is having a lot of credit cards, but only using them sparingly, bad for your credit?

I’ve opened a few credit cards lately, but don’t plan on using them, only for emergencies. Will just having 4 or 5 credit cars available for my use somehow hurt my credit score, or credit in general for future loans I might want?


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How can I protect my credit cards from magnets?

I recently bought a magnetic card case to carry my credit cards and it seems that the magnet is destroying my credit cards. I had a case exactly like this (same brand, same type) before and the magnets never did this before. Is there anything I can do?

I already wrote the company that makes the card case and they were no help at all.


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How to consolidate my credit cards into one?

I have four credit cards and I want to put the amount owed all onto one credit card with a lower intrest. I also don’t have very good credit. Any help would be useful. Thanks.
The amount owed is not more than 1,500 between the four. I always pay double of what the minimum payment is.


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On a bad credit car loan what interest rates can i expect?

i just bought a chevy aveo ,new, and i got 13 percent interest rates.I put 00 down.Would anyone know if this is bad credit interest or average credit interest.I know that in california if you get six to seven percent interest this is good credit. hopefully someone that works in financing can answer this,as the car dealer will not tell me if i was found to have my credit good or bad.Note:i have my 3 trw’s.


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How to get more and more credit cards and personal loans with bigger credit limits?

I am a trader of textiles,maintaining a good balance in my savings account and have a good credit history of more than one year. I am going to apply for a lot of credit cards as well as personal loans. What general precautions should be taken so that I may be able to get maximum number of credit cards and loans with good credit limits?


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I am having 4 credit cards and done the balance transfer. Can i apply one more credit Card?

I am having 4 credit cards and done the balance transfer. Now I need to pay one of credit before April. I want to apply one more credit card to do that. It is possible to apply one more credit card. Which is the best credit that gives me higher credit limit? When can I apply the credit card?


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Where can I find a student loan with low interest rates?

I am entering my Sophomore year at a private, four year institution this year and still need to pay ,649 before the beginning of the school year. This amount was determined after subtracting the total awards that the school awarded me from the total tuition for the school year.

Today I applied for a ,500 Federal Stafford Loan through Nellie Mae.

Every road I take is a dead end in terms of finding a company with low interest rates. I am the first member of my family to attend a post-secondary institution, let alone full-time, and really have no idea what I’m doing.

Last year, my parents applied for a Federal Direct Loan for ,000 and we’re currently paying on that amount.

I’m really worried that my total loan amount is going to be enormous when I graduate and that I will have no way of paying it off without living at home. Any suggestions about a good company or other financial advice is greatly appreciated, so much that I will reward someone with ten points.

Thanks.
I was told that we’re paying on the loan right now because it is in my parent’s name.

Thanks for your input, Joe.


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How do prepaid credit cards work to shop online?

I’m 14 and I’m wondering how prepaid cards work? Can I just go to CVS buy a card with cash and then use it online or will they send me some additional bill. Do I have to activate the card myself or is it automatically activated when I buy it? I don’t know much about credit cards.
Is it like a Gift Card but you can use this card in any store compared to a gift card?


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How can I find a good spreadsheet template for calculating a loan with changing interest rates, increases or?

How can I find a good spreadsheet template for calculating a loan with changing interest rates, increases or decreases in the principal as the loan is increased or paid down?

For example,
0,000 loan at 4%
,000 payment
calculating interest on new balance, as the loan amount changes over time based on accrued interest and payments


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What types of credit cards pays the customer for using the card?

Can you please include the types of cards that a 19- year- old can get. What I mean is, some credit cards are difficult to receive based on age etc. I have a credit card and I dont like that company and I am about to actually close the account, but I want another credit card..


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Are un-subsidized stafford college loan interest rates variable until complete payment or just over school?

I just finished college and I have a few loans to pay back, with two of them being variable rate un-subsidized stafford loans. Over the course of the four years that interest rate has gone up substantially. Will they continue to rise (or fall, but probably rise) over the time that I’m paying off the loan or now that I’m out of school they rate will be fixed over the next ten years? I’m just trying to decide of consolidating is worth it when I don’t need to spread out my repayment more than 10 years and have no problem paying different bills. Thanks!


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What impact does closing credit cards have on your credit score?

What impact does closing credit cards have on your credit score?
I have a number of credits that I am not using. What impact if any would closing some of these accounts have on my credit score?


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Is there somewhere on the Web where you can find out current average loan interest rates?


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    How do I get rid of credit cards without hurting my credit?

    I have no credit card debt but a few credit cards that are open I never intend on using. Is there any way I can close these accounts without hurting my credit? I do not like the idea of having open credit card accounts, for fear of theft of these numbers.


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    does anyone know the website where you compare student loan interest rates for private loans?

    it lists those that use LIBOR and those that use prime. thank you.


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