Car Loan

A car loan interest rate is based upon your down payment, your credit score, the length of time you are stretching out the loan, your credit rating, and dealer incentives. The best deals I have found for buying a car and financing it is to purchase a one year old car with less than 10,000 miles. You eliminate the bilk of the depreciation, keep most of the warranty, and still obtain the most competitive financing terms. more on this topic later.

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