US INTEREST RATE http://www.usinterestrate.com Interest Rates for Mortgages, Loans, Auto & Credit Cards Wed, 10 Nov 2010 19:33:28 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 How often can one open credit cards without affecting your credit score? http://www.usinterestrate.com/how-often-can-one-open-credit-cards-without-affecting-your-credit-score/ http://www.usinterestrate.com/how-often-can-one-open-credit-cards-without-affecting-your-credit-score/#comments Thu, 22 Jul 2010 01:25:21 +0000 Subscriber http://www.usinterestrate.com/how-often-can-one-open-credit-cards-without-affecting-your-credit-score/ I have been using rewards cards and paying off the balance for years. I have read that applying for new credit card wont affect your record if you only get one, and don’t open too many in a short period of time. Not sure what "short period of time" is . There are 3 rewards cards I have been meaning to get because of bonus/rewards, but not sure how I should space them out.

]]> http://www.usinterestrate.com/how-often-can-one-open-credit-cards-without-affecting-your-credit-score/feed/ 0 Are there any credit card companies issuing unsecured cards to people with bad credit? http://www.usinterestrate.com/are-there-any-credit-card-companies-issuing-unsecured-cards-to-people-with-bad-credit/ http://www.usinterestrate.com/are-there-any-credit-card-companies-issuing-unsecured-cards-to-people-with-bad-credit/#comments Wed, 21 Jul 2010 11:42:03 +0000 Subscriber I am wondering if there are any, decent, credit card companies out there that are issuing unsecured cards to people with bad credit. I am tryin to rebuild mine and already have a Premier Card. I need another to continue. Any suggestions?


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]]> http://www.usinterestrate.com/are-there-any-credit-card-companies-issuing-unsecured-cards-to-people-with-bad-credit/feed/ 1 What credit cards are out there that don’t charge fees for using them in foreign countries? http://www.usinterestrate.com/what-credit-cards-are-out-there-that-dont-charge-fees-for-using-them-in-foreign-countries/ http://www.usinterestrate.com/what-credit-cards-are-out-there-that-dont-charge-fees-for-using-them-in-foreign-countries/#comments Tue, 20 Jul 2010 20:18:36 +0000 Subscriber I am going out of the United States this upcoming summer for 3 months and would like to have a credit card on me that I will be able to use in Europe without being hit with transaction fees. Does anyone know of a credit card company that issues cards without charging an exponential amount of interest or transaction fees?


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]]> http://www.usinterestrate.com/what-credit-cards-are-out-there-that-dont-charge-fees-for-using-them-in-foreign-countries/feed/ 1 Can you transfer other credit cards onto your target visa? http://www.usinterestrate.com/can-you-transfer-other-credit-cards-onto-your-target-visa/ http://www.usinterestrate.com/can-you-transfer-other-credit-cards-onto-your-target-visa/#comments Tue, 20 Jul 2010 07:29:23 +0000 Subscriber I don’t see a link on the website and I want to put my 3 other cards on my target visa to save some money. I go to the other cards sites and they don’t have options to pay with credit card, only bank info. Why can’t you pay credit card bills with another credit card? I can’t seem to find out any info on how to do that. Thank you.


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]]> http://www.usinterestrate.com/can-you-transfer-other-credit-cards-onto-your-target-visa/feed/ 1 How many credit cards is good for good credit? http://www.usinterestrate.com/how-many-credit-cards-is-good-for-good-credit/ http://www.usinterestrate.com/how-many-credit-cards-is-good-for-good-credit/#comments Mon, 19 Jul 2010 18:48:29 +0000 Subscriber I currently have 3 credit cards. A capital one, gap and just opened a citi bank a month and a half ago. I currently have a score at 684 and have had my capital one open for 2 years now. I am 21 but I want to make my score higher. I pay the cards off in full all the time but is one more card too many? will that affect my score if I have 4 or 5 cards?


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]]> http://www.usinterestrate.com/how-many-credit-cards-is-good-for-good-credit/feed/ 1 Is having a lot of credit cards, but only using them sparingly, bad for your credit? http://www.usinterestrate.com/is-having-a-lot-of-credit-cards-but-only-using-them-sparingly-bad-for-your-credit/ http://www.usinterestrate.com/is-having-a-lot-of-credit-cards-but-only-using-them-sparingly-bad-for-your-credit/#comments Mon, 19 Jul 2010 06:23:05 +0000 Subscriber I’ve opened a few credit cards lately, but don’t plan on using them, only for emergencies. Will just having 4 or 5 credit cars available for my use somehow hurt my credit score, or credit in general for future loans I might want?


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]]> http://www.usinterestrate.com/is-having-a-lot-of-credit-cards-but-only-using-them-sparingly-bad-for-your-credit/feed/ 1 How can I protect my credit cards from magnets? http://www.usinterestrate.com/how-can-i-protect-my-credit-cards-from-magnets/ http://www.usinterestrate.com/how-can-i-protect-my-credit-cards-from-magnets/#comments Sun, 18 Jul 2010 16:22:16 +0000 Subscriber I recently bought a magnetic card case to carry my credit cards and it seems that the magnet is destroying my credit cards. I had a case exactly like this (same brand, same type) before and the magnets never did this before. Is there anything I can do?

I already wrote the company that makes the card case and they were no help at all.


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]]> http://www.usinterestrate.com/how-can-i-protect-my-credit-cards-from-magnets/feed/ 1 How to consolidate my credit cards into one? http://www.usinterestrate.com/how-to-consolidate-my-credit-cards-into-one/ http://www.usinterestrate.com/how-to-consolidate-my-credit-cards-into-one/#comments Sun, 18 Jul 2010 01:19:57 +0000 Subscriber I have four credit cards and I want to put the amount owed all onto one credit card with a lower intrest. I also don’t have very good credit. Any help would be useful. Thanks.
The amount owed is not more than 1,500 between the four. I always pay double of what the minimum payment is.


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]]> http://www.usinterestrate.com/how-to-consolidate-my-credit-cards-into-one/feed/ 1 On a bad credit car loan what interest rates can i expect? http://www.usinterestrate.com/on-a-bad-credit-car-loan-what-interest-rates-can-i-expect/ http://www.usinterestrate.com/on-a-bad-credit-car-loan-what-interest-rates-can-i-expect/#comments Sat, 17 Jul 2010 12:48:35 +0000 Subscriber i just bought a chevy aveo ,new, and i got 13 percent interest rates.I put 00 down.Would anyone know if this is bad credit interest or average credit interest.I know that in california if you get six to seven percent interest this is good credit. hopefully someone that works in financing can answer this,as the car dealer will not tell me if i was found to have my credit good or bad.Note:i have my 3 trw’s.


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]]> http://www.usinterestrate.com/on-a-bad-credit-car-loan-what-interest-rates-can-i-expect/feed/ 0 How to get more and more credit cards and personal loans with bigger credit limits? http://www.usinterestrate.com/how-to-get-more-and-more-credit-cards-and-personal-loans-with-bigger-credit-limits/ http://www.usinterestrate.com/how-to-get-more-and-more-credit-cards-and-personal-loans-with-bigger-credit-limits/#comments Sat, 17 Jul 2010 10:50:04 +0000 Subscriber I am a trader of textiles,maintaining a good balance in my savings account and have a good credit history of more than one year. I am going to apply for a lot of credit cards as well as personal loans. What general precautions should be taken so that I may be able to get maximum number of credit cards and loans with good credit limits?


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]]> http://www.usinterestrate.com/how-to-get-more-and-more-credit-cards-and-personal-loans-with-bigger-credit-limits/feed/ 1